How successful a credit union is at making money affects its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or use them to address problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses diminish a credit union's ability to do those things.
On Bankrate's earnings test, DEPT OF LABOR scored 16 out of a possible 30, beating out the national average of 10.11.
One sign that DEPT OF LABOR is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.