THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and affords protection for members during times of economic trouble for the credit union. Therefore, when it comes to measuring an an institution's financial resilience, capital is crucial. From a safety and soundness perspective, the higher the capital, the better.
DENALI received a score of 6 out of a possible 30 points on our test to measure capital adequacy, failing to reach the national average of 15.65.
DENALI had a capitalization ratio of 6.00 percent in our test, lower than the average for all credit unions, a sign that it could be less resilient in a crisis than its peers.