THE INSTITUTION'S SCORE
Capital works as a cushion against losses and affords protection for members when a credit union is experiencing economic trouble. It follows then that when it comes to measuring an a credit union's financial stability, capital is essential. From a safety and soundness perspective, the more capital, the better.
On our test to measure capital adequacy, DEMING SCHOOLS EMPLOYEES racked up 30 out of a possible 30 points, exceeding the national average of 15.65.
DEMING SCHOOLS EMPLOYEES appears to be on more solid financial footing than its peers, with a capitalization ratio of 30.00 percent in our test, higher than the average for all credit unions.