How successful a credit union is at making money affects its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or use them to deal with problematic loans, potentially making the credit union better able to withstand financial shocks. Losses, on the other hand, reduce a credit union's ability to do those things.
DEKALB COUNTY fell short of the national average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
DEKALB COUNTY had an earnings ratio of -3.00 percent in our test, worse than the average for all credit unions, a sign that it's running behind its peers in this area.