How successful a credit union is at making money has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or use them to address problematic loans, potentially making the credit union more resilient in tough times. Obviously, credit unions that are losing money have less ability to do those things.
DEER LODGE COUNTY SCHOOL EMP scored 14 out of a possible 30 on Bankrate's test of earnings, better than the national average of 10.11.
One sign that DEER LODGE COUNTY SCHOOL EMP is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.