How successful a credit union is at making money affects its safety and soundness. Earnings may be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, reduce a credit union's ability to do those things.
DANVILLE CITY EMPLOYEES fell behind the national average on Bankrate's test of earnings, achieving a score of 2 out of a possible 30.
One indication that DANVILLE CITY EMPLOYEES is running behind its peers in this area was its earnings ratio of 0.00 percent in our test, less than the average for all credit unions.