A credit union's ability to earn money has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or use them to address problematic loans, likely making the credit union better prepared to withstand financial shocks. Losses, on the other hand, reduce a credit union's ability to do those things.
DALLAS U.P. EMPLOYEES fell short of the national average on Bankrate's earnings test, achieving a score of 2 out of a possible 30.
One sign that DALLAS U.P. EMPLOYEES is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.