A credit union's profitability affects its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or use them to deal with problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, reduce a credit union's ability to do those things.
DAKOTA RAIL LINE scored 18 out of a possible 30 on Bankrate's test of earnings, beating the national average of 10.11.
DAKOTA RAIL LINE had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's doing better than its peers in this area.