THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members during periods of financial trouble for the credit union. Therefore, when it comes to measuring an an institution's financial fortitude, capital is important. When looking at safety and soundness, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, DAIRYPAK EMPLOYEES achieved a score of 30 out of a possible 30 points, above the national average of 15.65.
DAIRYPAK EMPLOYEES had a capitalization ratio of 30.00 percent in our test, above the average for all credit unions, suggesting that it could have an easier time weathering financial trouble than its peers.