How successful a credit union is at making money affects its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or use them to deal with problematic loans, potentially making the credit union better prepared to withstand financial shocks. Obviously, credit unions that are losing money have less ability to do those things.
On Bankrate's earnings test, CYPRUS scored 20 out of a possible 30, better than the national average of 10.11.
One sign that CYPRUS is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.