THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and as protection for members when a credit union is experiencing financial instability. Therefore, when it comes to measuring an an institution's financial fortitude, capital is important. When it comes to safety and soundness, the more capital, the better.
CWV TEL scored above the national average of 15.65 points on our test to measure capital adequacy, scoring 24 out of a possible 30 points.
CWV TEL appears to be more well prepared for financial trouble than its peers, with a capitalization ratio of 24.00 percent in our test, higher than the average for all credit unions.