Asset Quality Score
In this test, Bankrate tries to determine the effect of problem assets, such as past-due loans, on the credit union's capitalization and allocated loan loss reserves.
A credit union with lots of these kinds of assets may eventually have to use capital to cover losses, reducing its equity buffer. It also means that there are likely to be many assets that are in non-accrual status and no longer earning money, resulting in depressed earnings and potentially more risk of a failure in the future.
CSX CHICAGO TERMINAL scored 36 out of a possible 40 points on Bankrate's asset quality test, failing to reach the national average of 38.09.
Troubled assets made up 0.00 percent of CSX CHICAGO TERMINAL's total assets in our test, less than the national average and potentially indicative of superior financial strength compared to other credit unions.