A credit union's earnings performance affects its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or use them to address problematic loans, potentially making the credit union better prepared to withstand financial trouble. Credit unions that are losing money, however, are less able to do those things.
CREIGHTON fell short of the national average on Bankrate's test of earnings, achieving a score of 6 out of a possible 30.
CREIGHTON had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's doing better than its peers in this area.