A credit union's profitability has an effect on its long-term survivability. Earnings may be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, likely making the credit union better prepared to withstand economic shocks. Obviously, credit unions that are losing money are less able to do those things.
CREDIT UNION WEST outperformed the average on Bankrate's test of earnings, achieving a score of 16 out of a possible 30.
One sign that CREDIT UNION WEST is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.