How successful a credit union is at earning money has an effect on its long-term survivability. Earnings may be retained by the credit union, boosting its capital cushion, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand economic shocks. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's test of earnings, CREDIT UNION OF OHIO scored 4 out of a possible 30, coming in below the national average of 10.11.
One indication that CREDIT UNION OF OHIO is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.