A credit union's earnings performance affects its safety and soundness. Earnings can be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, likely making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money have less ability to do those things.
CREDIT UNION OF EMPORIA scored 12 out of a possible 30 on Bankrate's earnings test, beating the national average of 10.11.
One sign that CREDIT UNION OF EMPORIA is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.