How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, likely making the credit union better able to withstand economic trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
CRANSTON MUNICIPAL EMPLOYEES scored 6 out of a possible 30 on Bankrate's earnings test, lower than the national average of 10.11.
One indication that CRANSTON MUNICIPAL EMPLOYEES is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.