How successful a credit union is at making money has an effect on its long-term survivability. A credit union can retain its earnings, expanding its capital buffer, or use them to deal with problematic loans, potentially making the credit union better prepared to withstand economic trouble. However, credit unions that are losing money have less ability to do those things.
On Bankrate's earnings test, CP scored 14 out of a possible 30, beating out the national average of 10.11.
One indication that CP is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.