A credit union's profitability affects its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or use them to address problematic loans, likely making the credit union better able to withstand financial shocks. Losses, on the other hand, reduce a credit union's ability to do those things.
COVENTRY TEACHERS fell behind the national average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
One indication that COVENTRY TEACHERS is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.