A credit union's ability to earn money affects its safety and soundness. Earnings can be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, likely making the credit union better able to withstand economic trouble. However, credit unions that are losing money are less able to do those things.
COUNTY received below-average marks on Bankrate's test of earnings, achieving a score of 4 out of a possible 30.
One sign that COUNTY is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.