A credit union's earnings performance has an effect on its long-term survivability. Earnings may be retained by the credit union, boosting its capital buffer, or be used to address problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, lessen a credit union's ability to do those things.
COUNTY SCHOOLS fell short of the national average on Bankrate's earnings test, achieving a score of 2 out of a possible 30.
One indication that COUNTY SCHOOLS is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.