How successful a credit union is at making money affects its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or use them to address problematic loans, likely making the credit union better prepared to withstand economic shocks. However, credit unions that are losing money are less able to do those things.
On Bankrate's earnings test, CORNERSTONE scored 2 out of a possible 30, coming in below the national average of 10.31.
CORNERSTONE had an earnings ratio of 0.00 percent in our test, lower than the average for all credit unions, suggesting that it's running behind its peers in this area.