THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and as protection for members when a credit union is experiencing economic instability. Therefore, a credit union's level of capital is a crucial measurement of its financial strength. When looking at safety and soundness, the higher the capital, the better.
On our test to measure capital adequacy, CORE received a score of 14 out of a possible 30 points, failing to reach the national average of 15.65.
CORE appears to be less well prepared for financial trouble than its peers in this area, with a capitalization ratio of 14.00 percent in our test, lower than the average for all credit unions.