A credit union's earnings performance has an effect on its safety and soundness. Earnings can be retained by the credit union, increasing its capital cushion, or be used to address problematic loans, likely making the credit union more resilient in times of trouble. Credit unions that are losing money, however, have less ability to do those things.
COOPERATIVE CENTER underperformed the average on Bankrate's test of earnings, achieving a score of 0 out of a possible 30.
One indication that COOPERATIVE CENTER is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.