Asset Quality Score
In this test, Bankrate tries to estimate the impact of troubled assets, such as unpaid mortgages, on the credit union's loan loss reserves and overall capitalization.
A credit union with extensive holdings of these kinds of assets may eventually be forced to use capital to cover losses, diminishing its equity cushion. Many of those assets are also likely to be in non-accrual status and thus aren't earning money, pushing down earnings and elevating the chances of a failure in the future.
On Bankrate's asset quality test, CONSTRUCTION INDUSTRIES scored 40 out of a possible 40 points, above the national average of 38.09 points.
Troubled assets made up 0.00 percent of CONSTRUCTION INDUSTRIES's total assets in our test, below the national average and suggestive of greater financial strength than other credit unions.