THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and as protection for members when a credit union is experiencing financial trouble. Therefore, when it comes to measuring an an institution's financial strength, capital is valuable. When it comes to safety and soundness, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, CONNECTICUT POSTAL achieved a score of 26 out of a possible 30 points, beating out the national average of 15.65.
CONNECTICUT POSTAL's capitalization ratio of 26.00 percent in our test was above the average for all credit unions, suggesting that it's on more solid financial footing than its peers.