THE INSTITUTION'S SCORE
When it comes to measuring an institution's financial strength, capital is essential. It acts as a buffer against losses and as protection for members during periods of economic instability for the credit union. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure capital adequacy, CONCHO EDUCATORS received a score of 8 out of a possible 30 points, below the national average of 15.65.
CONCHO EDUCATORS appears to be less well prepared for financial trouble than its peers in this area, with a capitalization ratio of 8.00 percent in our test, less than the average for all credit unions.