A credit union's ability to earn money has an effect on its long-term survivability. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand economic trouble. Conversely, losses diminish a credit union's ability to do those things.
On Bankrate's earnings test, COMMUNITY UNITED scored 0 out of a possible 30, lower than the national average of 10.31.
COMMUNITY UNITED had an earnings ratio of -368.00 percent in our test, worse than the average for all credit unions, a sign that it's underperforming its peers in this area.