A credit union's earnings performance has an effect on its long-term survivability. Earnings can be retained by the credit union, boosting its capital cushion, or be used to deal with problematic loans, likely making the credit union more resilient in tough times. Conversely, losses lessen a credit union's ability to do those things.
COMMUNITY TRUST scored 14 out of a possible 30 on Bankrate's test of earnings, exceeding the national average of 10.11.
COMMUNITY TRUST had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's beating its peers in this area.