How successful a credit union is at making money affects its long-term survivability. Earnings can be retained by the credit union, boosting its capital cushion, or be used to address problematic loans, likely making the credit union more resilient in tough times. However, credit unions that are losing money have less ability to do those things.
On Bankrate's test of earnings, COMMUNITY FINANCIAL scored 18 out of a possible 30, better than the national average of 10.11.
One indication that COMMUNITY FINANCIAL is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.