A credit union's ability to earn money has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or use them to deal with problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's test of earnings, COMMUNITY CREDIT UNION OF LYNN scored 0 out of a possible 30, coming in below the national average of 10.11.
COMMUNITY CREDIT UNION OF LYNN had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, a sign that it's outperforming its peers in this area.