How successful a credit union is at earning money has an effect on its long-term survivability. Earnings may be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, potentially making the credit union better able to withstand economic trouble. Credit unions that are losing money, however, are less able to do those things.
COMMUNITY CHOICE scored 14 out of a possible 30 on Bankrate's earnings test, above the national average of 10.11.
One indication that COMMUNITY CHOICE is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.