A credit union's earnings performance affects its safety and soundness. Earnings can be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand economic trouble. Credit unions that are losing money, however, are less able to do those things.
COMMUNITY CHOICE scored 14 out of a possible 30 on Bankrate's earnings test, beating out the national average of 10.11.
One indication that COMMUNITY CHOICE is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.