A credit union's earnings performance has an effect on its long-term survivability. A credit union can retain its earnings, increasing its capital buffer, or use them to deal with problematic loans, potentially making the credit union better prepared to withstand financial trouble. Credit unions that are losing money, however, have less ability to do those things.
COMMFIRST scored 22 out of a possible 30 on Bankrate's test of earnings, above the national average of 10.11.
One indication that COMMFIRST is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.