THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and as protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an an institution's financial resilience, capital is essential. From a safety and soundness perspective, the more capital, the better.
COLUMBUS METRO came in below the national average of 15.65 on our test to measure capital adequacy, receiving a score of 10 out of a possible 30 points.
COLUMBUS METRO's capitalization ratio of 10.00 percent in our test was worse than the average for all credit unions, an indication that it's less well prepared for financial trouble than its peers.