THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and affords protection for members during periods of economic instability for the credit union. Therefore, an institution's level of capital is a useful measurement of its financial resilience. When it comes to safety and soundness, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, COLUMBIANA COUNTY SCHOOL EMPL achieved a score of 24 out of a possible 30 points, beating the national average of 15.65.
COLUMBIANA COUNTY SCHOOL EMPL appears to be stronger than its peers, with a capitalization ratio of 24.00 percent in our test, better than the average for all credit unions.