THE INSTITUTION'S SCORE
When it comes to measuring an institution's financial strength, capital is important. It works as a bulwark against losses and as protection for members when a credit union is experiencing financial instability. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure capital adequacy, COLLEGE AND UNIVERSITY received a score of 12 out of a possible 30 points, lower than the national average of 15.65.
COLLEGE AND UNIVERSITY appears to be weaker than its peers in this area, with a capitalization ratio of 12.00 percent in our test, less than the average for all credit unions.