How successful a credit union is at making money affects its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital buffer, or be used to deal with problematic loans, potentially making the credit union better prepared to withstand financial shocks. Losses, on the other hand, reduce a credit union's ability to do those things.
On Bankrate's earnings test, COFFEE COUNTY TEACHERS scored 18 out of a possible 30, exceeding the national average of 10.11.
One indication that COFFEE COUNTY TEACHERS is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.