THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and as protection for members when a credit union is experiencing economic trouble. Therefore, when it comes to measuring an an institution's financial resilience, capital is valuable. From a safety and soundness perspective, the more capital, the better.
COASTLAND scored 16 out of a possible 30 points on our test to measure capital adequacy, exceeding the national average of 15.26.
COASTLAND had a capitalization ratio of 13.00 percent in our test, identical the average for all credit unions, an indication that it's running neck and neck with its peers.