THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and provides protection for members during times of financial instability for the credit union. Therefore, when it comes to measuring an a credit union's financial fortitude, capital is crucial. When it comes to safety and soundness, the more capital, the better.
COAST LINE achieved a score of 24 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, better than the national average of 15.65.
COAST LINE had a capitalization ratio of 24.00 percent in our test, above the average for all credit unions, a sign that it could be more resilient in a crisis than its peers.