THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and as protection for members when a credit union is experiencing economic trouble. It follows then that when it comes to measuring an a credit union's financial fortitude, capital is useful. When looking at safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, CLIFTY CREEK EMPLOYEES achieved a score of 30 out of a possible 30 points, better than the national average of 15.65.
CLIFTY CREEK EMPLOYEES had a capitalization ratio of 30.00 percent in our test, above the average for all credit unions, suggesting that it's on more solid financial footing than its peers.