A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better able to withstand financial shocks. Conversely, losses take away from a credit union's ability to do those things.
CLIFTON NJ POSTAL EMPLOYEES scored 4 out of a possible 30 on Bankrate's earnings test, lower than the national average of 10.11.
CLIFTON NJ POSTAL EMPLOYEES had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's outperforming its peers in this area.