How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, increasing its capital buffer, or use them to deal with problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, lessen a credit union's ability to do those things.
On Bankrate's test of earnings, CLEVELAND SELFRELIANCE scored 4 out of a possible 30, failing to reach the national average of 10.11.
One sign that CLEVELAND SELFRELIANCE is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.