How successful a credit union is at earning money has an effect on its long-term survivability. Earnings can be retained by the credit union, increasing its capital buffer, or be used to address problematic loans, likely making the credit union better able to withstand financial shocks. However, credit unions that are losing money have less ability to do those things.
CITY & POLICE scored 12 out of a possible 30 on Bankrate's earnings test, beating the national average of 10.11.
One indication that CITY & POLICE is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.