How successful a credit union is at earning money affects its safety and soundness. A credit union can retain its earnings, expanding its capital cushion, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Conversely, losses take away from a credit union's ability to do those things.
On Bankrate's earnings test, CINCINNATI INTERAGENCY scored 14 out of a possible 30, exceeding the national average of 10.11.
One sign that CINCINNATI INTERAGENCY is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.