A credit union's profitability affects its long-term survivability. Earnings can be retained by the credit union, boosting its capital buffer, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. Conversely, losses take away from a credit union's ability to do those things.
CHIROPRACTIC scored 4 out of a possible 30 on Bankrate's test of earnings, coming in below the national average of 10.11.
One indication that CHIROPRACTIC is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.