A credit union's ability to earn money has an effect on its safety and soundness. A credit union can retain its earnings, giving a boost to its capital buffer, or use them to deal with problematic loans, potentially making the credit union better able to withstand economic trouble. Credit unions that are losing money, however, have less ability to do those things.
CHICAGO FIREMANS ASSOC fell short of the national average on Bankrate's test of earnings, achieving a score of 10 out of a possible 30.
CHICAGO FIREMANS ASSOC had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's beating its peers in this area.