A credit union's ability to earn money has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital buffer, or use them to address problematic loans, likely making the credit union better able to withstand financial shocks. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's test of earnings, CHATTAHOOCHEE scored 10 out of a possible 30, less than the national average of 10.11.
One sign that CHATTAHOOCHEE is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.