A credit union's earnings performance has an effect on its long-term survivability. A credit union can retain its earnings, expanding its capital buffer, or use them to deal with problematic loans, likely making the credit union better able to withstand financial trouble. Losses, on the other hand, reduce a credit union's ability to do those things.
CHARLOTTE FIRE DEPARTMENT fell short of the national average on Bankrate's test of earnings, achieving a score of 4 out of a possible 30.
CHARLOTTE FIRE DEPARTMENT had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's doing better than its peers in this area.