THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members when a credit union is struggling financially. Therefore, a credit union's level of capital is a useful measurement of its financial resilience. When looking at safety and soundness, the more capital, the better.
CHARLESTON COUNTY TEACHERS fell below the national average of 15.65 on our test to measure the adequacy of a credit union's capital, receiving a score of 14 out of a possible 30 points.
CHARLESTON COUNTY TEACHERS appears to be weaker than its peers in this area, with a capitalization ratio of 14.00 percent in our test, worse than the average for all credit unions.